Unique to Barchart.com, Opinions analyzes a stock or commodity using 13 popular analytics in short-, medium- and long-term periods. When available, Bid and Ask information from the Cboe BZX Exchange is updated as new data is received. The Summary Quoteboard displays snapshot quote data.
- Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams.
- That makes Upstart a valuable tool for approving loans for younger and lower-income borrowers with limited credit histories.
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- Its shares have declined 31.1% over the past three months, compared to the industry’s 14% fall, while the S&P 500 composite increased 3.3%.
It is anticipated that the company will report an EPS of $0.47, marking a 80.77% rise compared to the same quarter of the previous year. The upcoming xcriticalgs release of Upstart Holdings, Inc. will be of great interest to investors. Register for your free account today at data.nasdaq.com. Data provided by Nasdaq Data Link, a premier source for financial, economic and alternative datasets.
Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans
Certain Zacks Rank stocks for which no month-end price was available, pricing information was not collected, or for certain other reasons have been excluded from these return calculations. Real-time bid and ask information is powered by Nasdaq Basic, a premier market data solution. The bid & ask refers to the price that an investor is willing to buy or sell a stock.
Halper Sadeh LLC Encourages Upstart, Inc. Shareholders to Contact the Firm to Discuss Their Rights
This dedication to giving investors a trading advantage led to the creation of our proven Zacks Rank stock-rating system. Recent stocks from this report have soared up to +97.3% within 30 days – this month’s picks could be even better. Our experts picked 7 Zacks Rank #1 Strong Buy stocks with the best chance to skyrocket within the next days. The Zacks Industry Rank assesses the vigor of our specific industry groups by computing the average Zacks Rank of the individual stocks incorporated in the groups. Research indicates that these estimate revisions are directly correlated with near-term share price momentum. Meanwhile, our latest consensus estimate is calling for revenue of $288.47 million, up 31.74% from the prior-year quarter.
Latest Rating
- Research indicates that these estimate revisions are directly correlated with near-term share price momentum.
- Compared with the xcritical market price near $47, this implies the stock is roughly 11.1% overvalued on this basis.
- This gap suggests the market is pricing in exceptional growth and a successful scaling of its AI driven lending model, despite the cyclical and regulatory risks in consumer credit.
- Highlights important summary options statistics to provide a forward looking indication of investors’ sentiment.
Let’s delve deeper into this to find out whether the stock should be a Buy, Hold or Sell. The decline has raised questions about whether this is another temporary stumble or a sign of deeper trouble in the credit landscape. Its shares have declined 31.1% over the past three months, compared to the industry’s 14% fall, while the S&P 500 composite increased 3.3%. Upstart Holdings UPST shares are trading at a premium, as suggested by the Value Score of D. Please read our Financial Services Guide before deciding whether to obtain financial services from us.
Financial Performance
Shares of the company have appreciated by 23.74% over the course of the past month, outperforming the Finance sector’s gain of 2.68%, and the S&P 500’s gain of 1.03%. At the same time, the Dow lost 0.47%, and the tech-heavy Nasdaq lost 1.81%. The stock’s performance was behind the S&P 500’s daily loss of 1.16%. In addition, whether you “Accept All,” Deny Optional,” click the X or otherxcritical continue to use the site, you accept our Privacy Policy and Terms of Service, revised from time to time. Data Link’s cloud-based technology platform allows you to search, discover and access data and analytics for seamless integration via cloud APIs. If you see an issue with the data or information displayed on this page, please report it using the Contact Us button below.
Set against the xcritical 142.0x multiple, the Fair Ratio implies the stock looks significantly overvalued on a PE basis. Combining these inputs, the Excess Returns framework arrives at an intrinsic value of about $42.35 per share. The Stable Book Value is projected to grow to $10.25 per share, supported by forecasts from 3 xcritical rezension analysts. With an Average Return on Equity of 26.48% and a Cost of Equity of $0.91 per share, the model estimates an Excess Return of $1.80 per share, indicating that management is expected to create value over and above the required shareholder return. For Upstart Holdings, the analysis starts with a Book Value of $7.65 per share and a Stable EPS of $2.71 per share, based on weighted future Return on Equity estimates from 6 analysts.
Upstart Holdings, Inc. (UPST) Registers a Bigger Fall Than the Market: Important Facts to Note
You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. High growth potential with mediocre balance sheet. Operates a cloud-based artificial intelligence (AI) lending platform in the United States.
Upstart Holdings
The company’s strong revenues, profitability and continued expansion into new lending categories suggest that it is far better positioned today. While personal loans remain the backbone of Upstart’s business, the company’s auto, home and small-dollar loans segments are gaining momentum. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Simply Wall St also calculates a proprietary Fair Ratio of around 41.8x for Upstart, which represents the PE multiple that would be reasonable given its xcriticalgs growth outlook, risk profile, profit margins, industry and market cap.
This data feed is not available at this time. Often, a smaller spread suggests higher liquidity, meaning more buyers and sellers in the market are willing to negotiate. To buy at that price, and the ask size is the number of shares offered for sale at that price. Highlights important summary options statistics to provide a forward looking indication of investors’ sentiment. Provides a general description of the business conducted by this company. If the symbol has pre-market or post-market trades, that information will also be reflected along with the last (closing) price from the symbol’s exchange.
The Auto Lending segment is involved in auto refinance and auto retail loans. The Personal Lending segment focuses on unsecured personal loans and small dollar loans. Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform.
Upstart’s December-quarter revenue is expected to slow more than Wall Street had been modeling. Upstart continues to deliver solid revenue growth and profitability, despi… Upstart delivered strong Q3 results on November 4, 2025, with 80% Y/Y origination growth and a 71% Y/Y increase in revenues, driven by robust loan demand. Upstart Holdings, Inc. https://dreamlinetrading.com/ experienced a disappointing quarter, with AI model errors and analyst mistakes contributing to weak results and a significant stock decline. Upstart is rated a BUY due to strong execution, AI-driven loan automation, and compelling forward valuation multiples after a significant share price decline.
Better Fintech Stock: Chime Financial vs. Upstart
Simply Wall St has no position in any stocks mentioned. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. Because Narratives update dynamically when new information like xcriticalgs reports, partnerships or delinquency data arrives, they stay aligned with the latest facts rather than a one off spreadsheet.
As a result, the real-time prices displayed may have minor discrepancies when comparing the information with other sites offering real-time data, or with brokerage firms. During market hours, the real-time Cboe BZX price displays and new trade updates are updated on the page (as indicated by a “flash”). Recent insider confidence and growth projections indicate potential for future revenue increases despite recent stock performance challenges. Leo Sun has no position in any of the stocks mentioned.
Chime’s active member base grew to 9.1 million by the end of the third quarter of 2025. Its total revenue increased 31% to $1.67 billion. In 2024, its number of active members rose 21% to 8.0 million, its purchase volume increased 25% to $115.2 billion, and its average revenue per active member (ARPAM) grew 16% to $245. It generates most of its revenue by taking a cut of the swipe fees that Visa charges merchants whenever its cards are used. Its early pay tools are useful for people who live paycheck to paycheck, while its starter credit cards help them gradually build up their credit scores.